According to the Indian government, daily wage earners committed 30% more suicide from 32,563 in 2019 to 42,004 in 2021
In the nation over the past three years, a sizable number of people who made a daily wage have killed themselves.
A total of 32,563 of these people committed suicide in 2019, and that number rose to 42,004 in 2021, an increase of nearly 30% in just two years.
The Unorganized Workers Social Security Act of 2008 requires the government to provide social security to unorganized sector employees, including those who are paid a daily wage, by developing appropriate welfare programmes on issues relating to life and disability insurance, health and maternity benefits, old-age protection, and any other benefit that the Cen may deem appropriate. This was stated in a written response presented to the Lok Sabha on Monday by the Ministry of Labour and Employment.
Through the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana, life and disability insurance is offered (PMSBY).
People between the ages of 18 and 50 with bank or post office accounts who agree to enrol or enable auto-debit are eligible to use PMJJBY. For an annual premium of Rs 436 that will be automatically deducted from the subscriber's bank or post office account, the risk coverage under this scheme is for Rs 2 lakh in the event of the insured's death for any reason. According to the response, 14.82 crore beneficiaries had signed up for the programme as of December 31, 2022.
People having bank or post office accounts who agree to join or allow auto debit and are in the age range of 18 to 70 are also eligible for the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
For a premium of Rs 20 per year that would be paid from the account holder's bank or post office account, the risk coverage under the scheme is for Rs 2 lakh in case of accidental death or entire permanent disability and Rs 1 lakh for partial permanent disability due to accident. The response stated that as of December 31, a total of 31.88 crore beneficiaries were registered under the programme.
The Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (ABPMJAY) offers eligible families an annual health benefit of Rs. 5 lakh, which equates to 1,949 treatment procedures across 27 specialities, for secondary and tertiary care hospitalization. Ayushman cards have been given to a total of 20.96 crore people as of December 4, 2022.
The government introduced the Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) pension plan in 2019 to give old-age protection. After reaching the age of 60, it offers a monthly pension of Rs. 3000. A total of 49.25 lakh beneficiaries had signed up for the programme as of January 30, 2023.